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20 Pesos Oro Legal
| Issuer | Crédito Caucano, Popayán |
|---|---|
| Year | 1919 |
| Type | Log in to see details |
| Value | 20 Pesos Oro |
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|---|---|
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| Reverse description | Printed entirely in green intaglio on white paper. At left, a circular vignette within an ornate frame bears the inscription 'CRÉDITO CAUCANO / SOCIEDAD ANÓNIMA BANCARIA' around a landscape scene, with 'CIUDAD DE POPAYÁN / 1536' at the base. The central panel is headed 'CONDICIONES' and contains three numbered clauses in Spanish detailing the guarantee, amortisation, and interest payment terms, concluding with the section heading 'SECCIÓN HIPOTECARIA'. A large guilloche rosette at right carries the numeral '20', and the ABNC imprint appears at the bottom edge. |
| Reverse lettering | CRÉDITO CAUCANO SOCIEDAD ANÓNIMA BANCARIA CIUDAD DE POPAYÁN 1536 CONDICIONES 1a. EL CAPITAL Y LOS INTERESES DE ESTA CÉDULA ESTÁN GARANTIZADOS POR LOS CRÉDITOS ACTIVOS DE LA SECCIÓN HIPOTECARIA Y POR EL CAPITAL DEL BANCO. 2a. EL CAPITAL DE ESTA CÉDULA SE PAGARÁ EL DÍA SIENDO AMORTIZABLES LAS CÉDULAS ANTES DE SU VENCIMIENTO POR SORTEOS ANUALES. 3a. LOS INTERESES SE PAGARÁN AL PORTADOR Y SERÁN EXIGIBLES EL 31 DE ENERO DE CADA AÑO. SECCIÓN HIPOTECARIA. AMERICAN BANK NOTE COMPANY |
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| Comments |
Crédito Caucano was one of Colombia's regional private banks operating under the banking laws that permitted departmental institutions to issue their own currency. By 1919, many of these banks were already in their twilight — the Banco de la República, established in 1923, would consolidate note-issuing authority and effectively end private bank circulation. That Crédito Caucano was still printing notes four years before that consolidation, and commissioning them from the American Bank Note Company no less, suggests the bank remained a functioning commercial entity in the Cauca region.
The ABNC's involvement is worth noting — their work for Colombian provincial issuers was not unusual, but the production cost of sending an order to New York tells you something about the ambitions of even mid-tier regional institutions.