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20 Pesos Oro Legal
| Issuer | Crédito Caucano, Popayán |
|---|---|
| Year | 1919 |
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| Reference(s) | P#S892 |
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|---|---|
| Obverse lettering | CÉDULA HIPOTECARIA CRÉDITO CAUCANO SECCIÓN HIPOTECARIA ESTABLECIDA EN VIRTUD DE CONTRATO CELEBRADO CON EL GOBIERNO DE LA REPÚBLICA DE COLOMBIA, EN 31 DE JULIO DE 1919, DE ACUERDO CON LA LEY 24 DE 1905. EL CRÉDITO CAUCANO PAGARÁ AL PORTADOR, EN LAS CONDICIONES INDICADAS AL RESPALDO, LA CANTIDAD DE VEINTE PESOS ORO LEGAL AL INTERÉS DE CUATRO POR CIENTO ANUAL. LOS INTERESES SE PAGARÁN EL 31 DE ENERO DE CADA AÑO. Popayán, (Colombia) EL PRESIDENTE DE LA JUNTA DIRECTIVA EL GERENTE EL SECRETARIO AMERICAN BANK NOTE COMPANY Serie A 000000 |
| Reverse description | Printed entirely in green intaglio on white paper. At left, a circular vignette within an ornate frame bears the inscription 'CRÉDITO CAUCANO / SOCIEDAD ANÓNIMA BANCARIA' around a landscape scene, with 'CIUDAD DE POPAYÁN / 1536' at the base. The central panel is headed 'CONDICIONES' and contains three numbered clauses in Spanish detailing the guarantee, amortisation, and interest payment terms, concluding with the section heading 'SECCIÓN HIPOTECARIA'. A large guilloche rosette at right carries the numeral '20', and the ABNC imprint appears at the bottom edge. |
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| Comments |
Crédito Caucano was one of Colombia's regional private banks operating under the banking laws that permitted departmental institutions to issue their own currency. By 1919, many of these banks were already in their twilight — the Banco de la República, established in 1923, would consolidate note-issuing authority and effectively end private bank circulation. That Crédito Caucano was still printing notes four years before that consolidation, and commissioning them from the American Bank Note Company no less, suggests the bank remained a functioning commercial entity in the Cauca region.
The ABNC's involvement is worth noting — their work for Colombian provincial issuers was not unusual, but the production cost of sending an order to New York tells you something about the ambitions of even mid-tier regional institutions.