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20 Mark Sparkasse
| Issuer | Städtische Sparkasse zu Wilster |
|---|---|
| Year | 1918 |
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| Reference(s) | P#559.2 |
| Obverse description | Blue-toned note with a teal guilloche underprint throughout. The Wilster municipal coat of arms — a crenellated tower above a fish on waves — occupies the upper left, set within a rectangular vignette. The denomination is rendered in large decorative blackletter script reading 'Zwanzig Mark' at centre, with the numeral '20' in a separate panel to the upper right. Below, the issuer name and date are set in serif type, followed by three manuscript signatures of the board ('Der Vorstand') and a red circular official stamp at lower left; the serial number appears in red numerals within a central cartouche. |
|---|---|
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| Reverse lettering | 20 Mark Dieser Gutschein verliert seine Gültigkeit, wenn er nicht (3) drei Monate nach erfolgter Aufforderung der Städtischen Sparkasse zu Wilster bei derselben eingelöst wird. Die Aufforderung erfolgt in der Wilsterschen Zeitung. H.W. KÖBNER & CO. G.M.B.H. ALTONA STÄDTISCHE SPARKASSE IN WILSTER |
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| Comments |
Wilster is a small market town in Holstein, and by 1918 its municipal savings bank — like hundreds of similar institutions across Germany — was forced into emergency note issuance as the Reichsbank's small-denomination coinage vanished entirely from circulation. The Kleingeldersatz problem had become acute by mid-war, and local Sparkassen stepped in where the central monetary apparatus could not.
H. W. Köbner & Co. in Altona handled a substantial volume of Notgeld printing for Schleswig-Holstein municipalities during this period. The firm's proximity to these small northern issuers made it the practical choice — Altona was then still an independent city, not yet absorbed into Hamburg.