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20 Mark Finanz-Vereinigung Chemnitzer Industrieller
| Issuer | Finanz-Vereinigung Chemnitzer Industrieller |
|---|---|
| Year | 1918 |
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| Printer | Tetzner & Zimmer, Chemnitz, Germany |
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| Obverse description | Typeset note printed in black on a pale ground with ornate Gothic Fraktur lettering throughout. The large denomination title 'Gutschein Zwanzig Mark' is set across the upper portion within a decorative border of scrollwork and guilloche elements. A central pink-tinted panel carries the redemption text, the place and date of issue (Chemnitz, 16 November 1918), the issuing body 'Die Finanz-Vereinigung Chemnitzer Industrieller', and five manuscript signatures. The serial number, prefixed 'bNo', appears in a framed cartouche at lower centre, with validity and legal text in small type flanking it at the foot. |
|---|---|
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| Reverse description | Printed in tones of grey-green and purple-brown, the reverse centres on a large oval vignette of a river panorama with a church steeple and town skyline, enclosed within an ornate scrollwork frame. The numeral '20' in bold figures and the word 'MARK' in capitals occupy the lower half of the central oval, surrounded by intricate guilloche underprint. Four circular corner medallions each bear the denomination '20 MARK' in contrasting dark ink. |
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| Comments |
The Finanz-Vereinigung Chemnitzer Industrieller was one of hundreds of ad hoc private financing associations that emerged across Germany in 1918 as the imperial monetary system buckled under war expenditure. These industrialist coalitions in Saxony pooled resources and issued their own emergency notes — Notgeld in everything but name — to keep factory payrolls moving when Reichsbank notes were either hoarded or simply unavailable in sufficient small denominations. Chemnitz, as one of Germany's densest concentrations of textile and machine manufacturing, had particular urgency for this kind of local liquidity.
Tetzner & Zimmer was a local Chemnitz printing house, which kept production fast and entirely regional.