20 Lei

Issuer	Banca Națională a Moldovei
Year	2015
Type	Standard circulation banknote
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Obverse description	At left, the State Coat of Arms of the Republic of Moldova above the abbreviated issuer inscription 'BNM'; at centre, an intaglio portrait vignette of Ştefan cel Mare set against a multicoloured guilloche underprint with two vertical decorative elements and a central rosette; the inscription 'REPUBLICA MOLDOVA' appears at top, 'ŞTEFAN CEL MARE' below the portrait, with the nominal value in both figures and words, the governor's facsimile signature 'GUVERNATOR, D. Drăguţanu', the circular legend 'PE-UN PICIOR DE PLAI, PE-O GURĂ DE RAI...', a victory token 'V', the year of issue '2015', and a security serial number and series prefix. At the base, the statutory warning inscription 'FALSIFICAREA ACESTOR BILETE SE PEDEPSEŞTE CONFORM LEGILOR' is printed in small letterpress text.
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Reverse description	At centre, a detailed vignette of Soroca Fortress rendered within a decorative frame, below which the inscription 'CETATEA SOROCA' is printed; the nominal value appears in both figures and words flanked by two vertical decorative elements. At right, the Coat of Arms of Ştefan cel Mare is set above a stylised composition pairing the Column of Trajan and the Column of Infinity with a crescent moon between them; the full issuer name 'BANCA NAȚIONALĂ A MOLDOVEI' and the NBM logo complete the design against a multicoloured guilloche underprint.
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Protection description	The watermark is placed in the right blank margin of the banknote and reproduces the portrait of Ştefan cel Mare oriented toward the centre of the note; it is visible only when held up to the light.
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