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20 Kwacha
| Issuer | Bank of Zambia |
|---|---|
| Year | 2012-2014 |
| Type | Standard circulation banknote |
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| Obverse description | The obverse is dominated by an intaglio vignette of an African fish eagle perched on a branch at right, rendered in brown and white tones against a multicolour guilloche underprint of pink, green, and gold. At upper centre, the issuer's name BANK OF ZAMBIA appears in large serif lettering, flanked by the denomination K20 at upper left and upper right. The lower left carries a circular medallion with the Zambian coat of arms dated 2012, while a vertical security strip with colour-shifting ink and a BOZ monogram watermark device are visible at centre-left. |
|---|---|
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| Reverse lettering | BANK OF ZAMBIA TWENTY KWACHA K20 BLACK LECHWE |
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| Protection description | The BOZ monogram visible when held to light; embedded vertical security thread with BANK OF ZAMBIA microtext; the K20 numeral at lower right of obverse changing from green to gold on tilt. |
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