20 Kwacha

Issuer	Reserve Bank of Malawi
Year	1997
Type	Standard circulation banknote
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Obverse lettering	RESERVE BANK OF MALAWI TWENTY KWACHA K20 PROMISE TO PAY THE BEARER ON DEMAND THE SUM OF K20 ISSUED UNDER THE RESERVE BANK OF MALAWI ACT, 1989 JOHN CHILEMBWE GOVERNOR 1st JULY 1997
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Reverse lettering	TWENTY KWACHA K20 RESERVE BANK OF MALAWI TEA PLANTATIONS
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Protection description	Reverend John Chilembwe visible in the unprinted area at left; optically variable ink fish device at lower right of reverse
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