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20 Korona Győr

Issuer A Pesti Magyar Kereskedelmi Bank Győri Fiókja (Győr Branch of the Pest Hungarian Commercial Bank)
Year 1919
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Value 20 Korona
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Obverse description Typeset emergency note printed on buff paper with an overall fine geometric guilloche underprint in ochre and gold tones. The issuer's name is set in bold letterpress at the top, with the denomination 'HUSZ KORONÁT' rendered in large bold type across the centre, flanked by numeral '20' counterwheels at each corner. Date of issue 'GYŐR, 1919. MÁJUS 7.' appears below the central value panel, with two manuscript signature blocks at the foot of the note, and a serial number with letter prefix at the top; the note bears a central cancellation punch hole.
Obverse lettering A PESTI MAGYAR KERESKEDELMI BANK GYŐRI FIOKJA
FIZET EZEN PÉNZTÁRJEGY BEMUTATÓJÁNAK
P 20 TI * MA HUSZ KORONÁT LMI * B 20 K
GYŐRI FIÓKJA
GYŐR, 1919. MÁJUS 7.
A PÉNZÜGYI NÉPBIZTOS ÁLTAL KINEVEZETT MEGBÍZOTT:
A PESTI MAGYAR KERESKEDELMI BANK GYŐRI FIÓKJA HELYETT:
Ezen pénztárjegy kelettől hat hónapon belül beváltandó.
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This note belongs to the chaotic period of Hungarian local emergency currency — szükségpénz — issued in 1919 when the collapse of the Austro-Hungarian monetary system, combined with the disruptions of the Romanian military advance and the short-lived Hungarian Soviet Republic, left provincial branches scrambling to provide working liquidity. The Győr branch of the Pest Hungarian Commercial Bank had the authority and the institutional credibility to issue locally, which most smaller town issuers did not.

Ambrus catalogues this as a distinct issue from the Budapest parent bank's parallel productions, reflecting genuine regional variation in the 1919 emergency series rather than a simple overstamp or branch endorsement.