20 Kopecks

Issuer	Finlands Wäxel-Depositions och Låne-Bank (Bank of Finland)
Year	1832
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Value	20 Kopecks (0.20)
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Obverse description	Printed in black on plain paper, the note carries the Imperial Russian double-headed eagle vignette at top centre as the principal emblem of authority. Below the eagle, a lengthy letterpress text in three languages — Swedish, Finnish, and Russian — constitutes the body of the note, setting out the depositary obligation of the Grand Principality of Finland's Exchange-Deposit and Loan Bank to the bearer. The denomination numeral "20" appears within the multilingual text.
Obverse lettering	Tiugu Kopek Uti Storfurstemdömet Finlands wäxel-depositions och låne-bank är insatt en summa av tjugu kopeck kejserliga ryska banko-assignationer, hvilka 20 kopek innehafveren häraf har att återbekomma. Kasi Kymmendä kopetaa (Translation: Twenty Kopeks In the Grand Principality of Finland`s Exchange-Deposit and Loan Bank are held the sum of twenty kopecks Imperial Russian Bank Assignats, of which the holder has 20 kopecks to receive. Twenty Kopeks)
Reverse description	The reverse is largely unprinted, presenting a plain cream-coloured paper surface. Show-through of the obverse text and vignette is visible due to the thinness of the paper stock. Two handwritten ink signatures appear at the lower portion, with a serial number notation hand-inscribed at the upper right, consistent with period banking practice for individually authenticated notes.
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