20 Groszy Bilet Zdawkowy

Issuer	Polish Ministry of Finance (Ministerstwo Skarbu)
Year	1924
Type	Standard circulation banknote
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Obverse description	Brown on pale buff paper, the central vignette within an oval guilloche frame presents an allegorical seated figure group on a pedestal, flanked by wheat-ear ornamental borders. To the upper left, a circular medallion bears the denomination '20 GROSZY', while the upper right carries the Polish state eagle within a circular cartouche inscribed 'RZECZPOSPOLITA POLSKA 1923'. The title 'BILET ZDAWKOWY' arches across the top, and a lower panel carries the date 'Warszawa, dnia 28 kwietnia 1924 r.' alongside two facsimile signatures under the titles MINISTER SKARBU and Dyrektor Departamentu Obrotu Pieniężnego.
Obverse lettering	BILET ZDAWKOWY 20 GROSZY RZECZPOSPOLITA POLSKA 1923 DWADZIEŚCIA GROSZY Warszawa, dnia 28 kwietnia 1924 r. MINISTER SKARBU Dyrektor Departamentu Obrotu Pieniężnego
Reverse description	Plain pale buff paper with a simple double-rule rectangular border enclosing five paragraphs of black letterpress text in Polish, setting out the legal tender status of the bilet zdawkowy, the conditions of acceptance by state treasury offices, and the schedule for redemption by the Skarb Państwa for coin or Bank Polski notes, with the exchange obligation stated to expire on 31 January 1925. The reverse carries no pictorial vignette or ornamental underprint.
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