Mythological carp at left, with telescopic serial below.
Reverse description
Abacus
Signature(s)
Protection type
Watermark
Protection description
Bauhinia flower and 20
Obverse lettering
渣打銀行（香港）
Standard 有限公司
Chartered Bank
(HONG KONG) LIMITED
PROMISES TO PAY THE BEARER ON DEMAND
AT ITS OFFICE HERE 憑票即付
港幣貳拾圓
Twenty HONG KONG DOLLARS
承董事會命 BY ORDER OF THE BOARD OF DIRECTORS
財政總監 行政總監
CHIEF FINANCIAL OFFICER CHIEF EXECUTIVE
香港二零一六年一月一日
HONG KONG 1 JANUARY 2016
Reverse lettering
Standard Chartered Bank
(HONG KONG) LIMITED
渣打銀行（香港）有限公司
HERITAGE AND TECHNOLOGY
ABACUS AND BINARY CODE
