Catalog
20 Dollars - Midlantic Handy Teller Money
| Issuer | MidLantic Bank |
|---|---|
| Year | |
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| Currency | Dollar (1792-date) |
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| Obverse description | Central oval vignette encloses a bust portrait of a woman rendered in olive-green intaglio-style underprint, framed by laurel branch ornaments. The denomination numeral '20' appears in each of the four corners within a decorative guilloche border. Bold dark-red letterpress legends 'MIDLANTIC' and 'Handy Teller' are overprinted in two columns flanking the central vignette, with 'Non-negotiable' noted at lower right. |
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| Obverse lettering | Log in to see details |
| Reverse description | The reverse repeats the same layout as the obverse, with the central oval portrait vignette in olive-green underprint flanked by bold dark-red 'MIDLANTIC' and 'Handy Teller' overprints. Denomination numerals '20' appear in each corner within the guilloche border frame, and 'MIDLANTIC HANDY TELLER MONEY' is inscribed along the top margin, with 'Non-negotiable' at lower right. |
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| Comments |
MidLantic Bank operated primarily in New Jersey and Pennsylvania before its acquisition by PNC Bank in 1996. The "Handy Teller Money" designation identifies this as a scrip-format instrument tied to the bank's ATM network — effectively a provisional or promotional cash substitute rather than a conventional banknote, which is why it surfaces in notaphilic collections rather than numismatic ones. The distinction matters for cataloging purposes.
MidLantic's ATM program was among the earlier regional rollouts in the mid-Atlantic states, and these pieces were not intended to outlast the transaction.