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20 Dollars Gold Certificate

Issuer United States Treasury
Year 1922
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Reference(s) P#275
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Obverse lettering THIS CERTIFIES THAT THERE HAVE BEEN DEPOSITED IN THE TREASURY OF THE 20 IN GOLD COIN UNITED STATES OF AMERICA XX THIS CERTIFICATE IS A LEGAL TENDER IN THE AMOUNT THEREOF IN PAYMENT OF ALL DEBTS AND DUES PUBLIC AND PRIVATE. ACTS OF MARCH 14, 1900, AS AMENDED AND DECEMBER 24, 1919 SERIES OF 1922 WASHINGTON, D.C. PAYABLE TO THE BEARER ON DEMAND TWENTY DOLLARS
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Signature(s) H.V. Speelman and Frank White
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Comments

The Series 1922 $20 Gold Certificate was among the last of its class to circulate freely before the Roosevelt administration's 1933 gold recall effectively ended gold-redeemable currency for ordinary Americans. Executive Order 6102 required citizens to surrender gold certificates to Federal Reserve banks, and most were turned in — making survivors proportionally scarce relative to original print runs.

Speelman served as Register of the Treasury and White as Treasurer; their pairing dates this note to a narrow window, 1921–1922. The 1922 series replaced the 1905 and 1906 issues and was the sole small-series gold certificate at this denomination to use the plain orange-gold reverse without the ornate "XX" overprint of earlier issues.

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