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20 Dollars Federal Reserve Note, colored

Issuer Federal Reserve System
Year 2004-2017
Type Standard circulation banknote
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Obverse lettering 20 FEDERAL RESERVE NOTE 20 THE UNITED STATES OF AMERICA FEDERAL RESERVE SYSTEM THIS NOTE IS LEGAL TENDER FOR ALL DEBTS, PUBLIC AND PRIVATE JACKSON 20 TWENTY DOLLARS 20
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Protection type Watermark, Security thread, Color-shifting ink, Microprinting
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Comments

The 2004 series marked the second major redesign of the $20 note and the first to introduce background color to U.S. currency since the demand notes of the Civil War period — a concession the Federal Reserve and Treasury had long resisted, largely on the grounds that Americans expected their currency to be green. Counterfeiting pressure, particularly from high-quality offset printing operations in the Middle East and South America, forced the issue. The color-shifting ink on the numeral shifts from copper to green depending on viewing angle, a feature that proved more effective as a public authentication tool than most of the embedded security elements that preceded it.

The security thread is position-encoded to the denomination — UV light reveals "USA TWENTY" — making it physically distinct from threads used in other denominations, a deliberate anti-substitution measure introduced after bleached lower-denomination notes were used as stock for counterfeit hundreds.

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