Catalog
20 Dirhams
| Issuer | Central Bank of the United Arab Emirates |
|---|---|
| Year | 1997-2007 |
| Type | Standard circulation banknote |
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| Obverse description | The obverse presents a central vignette of the Dubai Creek Golf & Yacht Club clubhouse, rendered in fine line engraving against a multicolour guilloche underprint. Two facsimile signatures appear in the lower field, those of Sheikh Hamdan bin Rashid al-Maktoum as Minister of Finance and Muhammad Eid al-Muraikhi as Chairman of the Board of Directors. Bilingual inscriptions in Arabic and English identify the issuing authority and denomination. |
|---|---|
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| Reverse lettering | UNITED ARAB EMIRATES CENTRAL BANK TWENTY DIRHAMS |
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| Comments |
This series ran across a decade that saw the UAE's economy shift dramatically on the back of accelerating oil revenues and early diversification spending — but the note itself was never a policy statement, just a workhorse denomination that handled mid-range retail transactions in a cash-heavy economy. The pairing of Sheikh Hamdan bin Rashid al-Maktoum as Finance Minister alongside Central Bank Governor Muhammad Eid al-Muraikhi places this firmly within the long institutional stability that characterized UAE monetary administration through this period.
Security provision is minimal by later standards — watermark only, no security thread. The Central Bank moved toward significantly upgraded security features in subsequent issues, making this series the last of the relatively simply protected UAE notes before modern anti-counterfeiting demands reshaped the currency program.