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2 Chiao / 20 Cents Bank of Chinan

Issuer Bank of Chinan
Year 1939
Type Local banknote
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Obverse description Blue-grey letterpress print on a fine guilloche underprint. The central vignette at right is an oval frame with scrollwork surround enclosing a riverside village scene. Large Chinese characters for the denomination (貳角) appear at centre-left within a floral rosette, flanked by the numeral 20 at lower corners. Bank name and issuing authority inscriptions run vertically along the left margin; two red seal stamps appear below the central vignette.
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Reverse description Blue-grey print with an intricate guilloche pattern filling the entire field, centred on a large floral rosette motif. The bank name BANK OF CHINAN is inscribed in a panel at the top centre, with the denomination 20 repeated in all four corners within decorative floral cartouches. TWENTY CENTS is lettered in a panel at the lower centre.
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The Bank of Chinan was a regional institution established under Japanese-sponsored authorities in Shandong province during the occupation period — making this 1939 note a product of wartime puppet finance rather than any sovereign Chinese banking tradition. Japan maintained a network of such regional banks across occupied China, each issuing local currency partly to absorb existing coinage from circulation and partly to fund military expenditure without drawing directly on Japanese metropolitan reserves.

The S-prefix in the Pick reference places this squarely in the regional and provisional issues category. Surviving examples in any condition are not especially common, as wartime paper in occupied Shandong had a short and often violent circulation life.

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