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150 Lire Banca Provinciale Lombarda

Issuer Banca Provinciale Lombarda
Year 1976-1978
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Currency Lira (1861-2001)
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Reverse description The reverse is printed in pale grey and carries a large watermark-style underprint of the text BANCA PROVINCIALE LOMBARDA in bold block letters arranged across the centre field, with VALE LIRE 150 and the numeral 150 in large ghosted figures below. At the top, a boxed legend states the note's territorial restriction. Below this, the word GIRATE appears as a heading for the endorsement area, within which the payee institution's name and the title IL PRESIDENTE are printed, accompanied by a manuscript signature.
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Protection type MICR line
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Comments

Banca Provinciale Lombarda was a regional cooperative credit institution headquartered in Bergamo, and this 150 Lire note belongs to a class of emergency small-change substitutes — fiduciary tokens, technically — that proliferated across Italy in the mid-1970s when acute coin shortages left retailers and banks scrambling for alternatives. The Italian government had authorized these mini-assegni under a temporary framework that allowed certain licensed banks and businesses to issue low-denomination instruments as transactional stopgaps.

The MICR encoding line is the telling detail here: it reflects the instrument's hybrid identity as something processed like a cheque rather than circulated like a banknote.

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