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15 Pfennig - Waldkirchen Franz Danzer Bankgeschäft

Issuer Franz Danzer Bankgeschäft, Waldkirchen
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Obverse description Plain field with a beaded border encircling the entire obverse. The numeral '15' appears prominently in the center of the field. A circular legend surrounds the denomination, reading 'FRANZ DANZER' in the upper arc and 'BANKGESCHÄFT · WALDKIRCHEN ·' in the lower arc, separated by bullet stops. The design is utilitarian in character, consistent with the emergency notgeld coinage of the early Weimar period.
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Obverse lettering FRANZ DANZER 15 BANKGESCHÄFT ● WALDKIRCHEN ●
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Waldkirchen notgeld of this type was issued during the acute small-change shortage that gripped Germany in 1917–18, when zinc and iron tokens flooded local circulation as official coinage disappeared into hoarding and war metal drives. Franz Danzer's banking house issued these pieces to facilitate everyday transactions when the Reichsbank could not keep fractional coinage in circulation. Provincial banking firms acting as de facto mint authorities was an arrangement tolerated, not sanctioned, by Berlin.

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