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1000 Rupees - Specimen Traveller's Cheque - Bank of Baroda

Issuer Bank of Baroda
Year 1982
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Size 180 x 83 mm
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Obverse description Bank of Baroda header at top; denomination of 1000 printed in both English and Hindi at left and right margins in purple. Central text panel bears the cheque title and value in red overprint, with SPECIMEN cancellation and directors' names printed along the right edge.
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Reverse description Plain cream stock with a central bordered box containing fields for issuance date, issuing branch, authorised signatory, and signature number, all left blank as befits a specimen. A faint watermark impression is visible in the upper right area.
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Comments

Bank of Baroda launched its rupee-denominated traveller's cheque programme in the early 1980s partly to capture remittance and domestic tourism flows that had previously gone through State Bank of India's dominant network. Specimen cheques from this programme were produced for branch training and agency distribution — they were never encashable and typically cancelled with perforation or overprint before leaving the issuing office. The 1000-rupee denomination placed this at the upper end of the series, intended for higher-value transactions at a time when that sum represented a meaningful multiple of the monthly urban wage.

Cotton substrate and a watermark were the primary security measures — modest by later standards, but consistent with RBI-era requirements for negotiable instruments of this period.

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