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100 Mark Herzogliche Sparkasse
| Issuer | Herzoglich Braunschweigische Sparkasse (Ducal Brunswick Savings Bank) |
|---|---|
| Year | 1918 |
| Type | Emergency banknote |
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| Obverse description | Printed in dark red on cream-coloured card stock with a fine guilloche border. The issuer's name 'Herzoglich Braunschweigische Sparkasse' is set in large Gothic (Fraktur) script across the upper portion, with the denomination value boxes '100 M' in the upper left and right corners. The central value inscription 'einhundert Mark' appears within a rectangular frame, flanked by text identifying the note as a savings deposit (Spareinlage) issued by the Herzogliche Sparkasse Braunschweig. Series designation 'Serie IV lit. O' and a serial number appear at mid-field, with a date of 1 November 1918 at lower right, two manuscript signatures, and an oval official ink stamp. An overprint in blue reads 'Unverzinsliches Kriegsnotgeld', classifying the piece as non-interest-bearing war emergency money. |
|---|---|
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| Reverse description | Printed in blue on the same cream card stock, the reverse is divided into two main sections within a guilloche border. The left column, headed 'Jahreszinsen sind gezahlt:', provides blank ruled lines for recording annual interest payments with fields for date, amount in Mark and Pfennig, and order number. The central and right sections present a tabular interest schedule headed 'Zinsen auf 100 M Einlage', listing monthly periods from one to twelve months against four interest rate columns (3%, 3½%, 3¾%, 4%), with a column of printed regulations at the far right. The top left corner of the note is cut diagonally, indicating cancellation. |
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| Comments |
Germany in 1918 was hemorrhaging currency. The Reichsbank could not keep pace with wartime demand, so regional savings institutions — including ducal-era holdovers like the Braunschweigische Sparkasse — were authorized to issue their own notgeld at higher denominations. A 100 Mark note from a provincial savings bank was extraordinary; most notgeld topped out at 50 Pfennig or 1 Mark. The backing was nominal at best, the war already lost.
The cardboard substrate is characteristic of late-war German emergency issues, when paper stocks were being rationed as aggressively as everything else.