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100 Lire Banca di Credito Agrario di Ferrara
| Issuer | Banca di Credito Agrario di Ferrara |
|---|---|
| Year | 1976-1977 |
| Type | Local banknote |
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|---|---|
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| Reverse lettering | IL PRESENTE ASSEGNO PUÒ CIRCOLARE SOLTANTO IN ITALIA GIRATE Banca Di Credito Agrario Di Ferrara Vale 100 Lire (Translation: This check may be circulated only in Italy The Agrarian Credit Bank of Ferrara Value 100 Lire) |
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| Protection type | Watermark |
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| Comments |
The Banca di Credito Agrario di Ferrara was one of several regional Italian agricultural credit institutions authorized to issue emergency low-denomination scrip during the coin shortage of the mid-1970s. Italy's acute shortage of small change — driven partly by metal hoarding and partly by vending machine demand stripping coins from circulation — prompted the Banca d'Italia to permit certain provincial banks and even private businesses to issue fiduciary notes of 50, 100, and 150 Lire. These circulated locally and were redeemable only within the issuing institution's operational area.
The authorization window was narrow. Most of these regional issues were withdrawn and demonetized by 1979, making surviving circulated examples the norm rather than uncirculated ones.