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10 Yuan / 10 Yan Shensi-Kansu-Ninghsia Border Area Bank

Issuer Shensi-Kansu-Ninghsia Border Area Bank
Year 1941
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Shape Rectangular
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Obverse description Central vignette of a rural landscape with a bare tree and traditional buildings set within an arched guilloche frame, flanked on each side by panels bearing the Chinese characters for ten yuan (拾圓). The bank name 陝甘寧邊區銀行 is inscribed along the top in Chinese characters, with two red seal impressions at lower left and lower right. Serial number printed in red flanks the upper portion of the note.
Obverse lettering 陝甘寧邊區銀行
拾圓
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The Shensi-Kansu-Ninghsia Border Area was the Communist-controlled region centered on Yan'an, headquarters of the Chinese Communist Party from 1937 through the end of the civil war. The Border Area Bank issued its own currency precisely because Nationalist-issued fabi was deliberately withheld from the region as an economic pressure tactic — Chongqing's blockade after 1940 forced the Communists to develop a fully autonomous monetary system rather than rely on national supply.

The 1941 series emerged from acute wartime scarcity. Printing materials, inks, and skilled labor were all constrained, and notes from this period show considerable variation in paper stock and impression quality — not sloppiness, but the predictable output of a press operating under siege conditions. S3656A is among the more frequently encountered Border Area issues, though circulated survivors in any reasonable condition are still genuinely uncommon outside specialist Chinese collections.

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