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10 Rupees Post Office 7 Year National Savings Certificate
| Issuer | Government of India |
|---|---|
| Year | 1948 |
| Type | Cheques |
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|---|---|
| Obverse lettering | JOINT CERTIFICATE CLASS B. FREE OF INDIAN INCOME TAX. POST OFFICE 7 YEAR NATIONAL SAVINGS CERTIFICATE NOT TRANSFERABLE EXCEPT WITH THE PERMISSION OF THE COMPETENT POSTAL AUTHORITY 10 TEN RUPEES 7NS/B [serial number] TEN RUPEES 10 This is to certify that XXXXXXXXXX and XXXXXXXXXX are registered at the XXXXXXXXX Post Office as the holders of a Post Office 7 Year National Savings Certificate, issued in accordance with the terms of the Notification specified on the reverse, and subject to the Application and Declaration of the Purchasers which shall be the basis of this Contract. The Government of India undertake to pay EITHER of them, or to the survivor of them, or the legal representatives of the survivor in the case of death of both of them, on presentation of this Certificate at the aforesaid Post Office on or after the XXXXXXXXX Rs. XXXXXXXXX/- or at any earlier date the sum not exceeding Rs. XXXXXXXXX/- specified on the reverse of this Certificate as due on such date. Post Office XXXXXXXX Date of Issue Register No. POST-OFFICE Postmaster. |
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| Reverse lettering | 1948 ISSUE RECEIPT ON DISCHARGE. 7 Year certificate Amount to be invested Rs. 10/- If payment is claimed after one complete year or earlier after two complete years .. 10 - 3 " three " " .. 10 - 7 " four " " .. 10 - 14 " five " " .. 11 - 6 " six " " .. 12 - 0 " seven " " .. 12 - 8 Received payment of Rs. as. p. (in words and figures) Signature(s) or thumb impression(s) of holder(s). Date Note. The holder(s) are recommended to keep a note of the serial No. and date of issue of this certificate and to notify immediately the post office in which the certificate is registered, in the event of the certificate being lost. THIS CERTIFICATE IS ISSUED IN ACCORDANCE WITH THE TERMS OF THE NOTIFICATION No. 1978 (B) - C1/48, DATED 21st MAY 1948. |
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| Comments |
India's National Savings Certificates were instruments of the post-independence mobilization of domestic capital — the government needed to fund reconstruction and development without foreign borrowing, and the post office network, reaching far deeper into rural India than any commercial bank, became the distribution backbone. The 1948 series was among the earliest issued under the new Republic's own authority rather than the colonial administration.
These certificates circulated through post offices and were redeemed at maturity rather than used as transactional currency, which means surviving examples tend to be either cancelled or unusually clean — the middle ground of honest wear is rare.