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10 Pfennige

Issuer Stadtgirokasse Kirchberg (Sachsen)
Year 1921
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Size 53 × 40 mm
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Obverse description Orange and dark blue Notgeld note with an ornate foliate border framing the entire face. At left, a vignette of the Kirchberg city arms showing a Gothic church with twin spires set within a cartouche of scrollwork. To the right, the denomination numeral '10' appears in a decorative panel at upper left, with the denomination title 'Pfennige' in large Gothic blackletter script across the centre, followed by the issuing authority and date in Gothic type. Two manuscript signatures appear below the issuer line, with a printed serial number in the lower portion.
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Reverse lettering Aus Webers Hand sind dir bereit' die Windel und das Sterbekleid! 10 Pfg
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Comments

Kirchberg, a small textile town in the Erzgebirge district of Saxony, issued this Pfennig-denomination Notgeld during the acute coin shortage that gripped Germany in the early 1920s. Municipal savings institutions like the Stadtgirokasse — a civic giro fund rather than a conventional bank — became de facto issuers of emergency small change when federal minting capacity simply could not keep pace with the denominations most needed for daily commerce.

At 10 Pfennige, this sits at the lowest practical threshold for Notgeld; smaller denominations were issued by some municipalities but rarely circulated with any efficiency.

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