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1 Pound St. Ouen's Bank

Issuer St. Ouen's Bank
Year 1883
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Currency Pound (1813-1971)
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Obverse description Plain white note printed in black ink, with the bank title "St. Ouen's Bank" in ornate calligraphic script across the upper centre, flanked to the right by a dotted-border rectangular panel bearing the denomination "£ONE". A vertical guilloche vignette composed of two interlocking lathe-work rosettes occupies the left margin as the principal decorative element. The promise-to-pay text combines copperplate script and bold letterpress, citing payability at Mr. P. Le Gallais' Office, St. Helier, Jersey, with two manuscript signatures across the centre and a bold "ONE POUND" letterpress panel at the lower left.
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Reverse description Reverse entirely unprinted, consisting of plain white paper stock with no text, vignette, or decorative elements of any kind.
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St. Ouen's Bank was one of a handful of small parish-linked private banks that issued notes in Jersey during the nineteenth century, operating entirely outside the formal English banking system. These institutions had no statutory backing and relied entirely on local confidence — which made their notes fragile instruments in any financial disturbance.

The bank did not survive the decade. Collapse came in the late 1880s, and unredeemed notes became worthless almost immediately. Surviving examples are genuinely rare precisely because so few were preserved rather than spent or lost in the failure.

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