Catalog
1 Pound St. Ouen's Bank
| Issuer | St. Ouen's Bank |
|---|---|
| Year | 1815 |
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| Shape | Rectangular |
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| Obverse description | Central vignette of the Jersey coat of arms with an agricultural scene and a church to the left, and a sailing vessel to the right. Text block with the promise-to-pay inscription and trustee signatures appears to the right of the vignette. The note is dated 4th June 1815 and bears the issuing institution's name at the head. |
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| Obverse lettering | St Ouen's Bank. 1815 Promise to pay the Bearer on demand the sum of ONE POUND Value received. Jersey the 4th day of June 1815. George Syvret ONE John Langlais } Trustees Ent. |
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| Comments |
St. Ouen's Bank was one of several short-lived private banks that emerged in Jersey during the early nineteenth century, issuing their own notes with minimal regulatory oversight from the island's authorities. These institutions were fragile by nature — undercapitalized, dependent on local confidence, and vulnerable to any run on reserves. Most collapsed within a decade or two of founding.
George Syvret and John Langlais as dual signatories reflects the partnership structure typical of these Jersey private banks, where personal liability and personal reputation were the only real backing. JN#229 is a scarce survival from what was almost certainly a very limited issue.