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1 Pound Jersey Bank - Hamon

Issuer Jersey Bank (P.H. Hamon)
Year 1813
Type Local banknote
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Obverse lettering Jersey Bank, Promise to pay the Bearer on Demand the Sum of ONE POUND in A BANK OF ENGLAND NOTE, One, Jersey the 3 day of July 1813, P. H. Hamon.
Reverse description Uniface note; the reverse is entirely blank, showing only the aged and heavily worn plain paper with fold lines and surface soiling consistent with circulation.
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Comments

P.H. Hamon operated one of several private banking houses active in Jersey during the French Revolutionary and Napoleonic Wars, a period when the island's commercial needs outpaced any formal institutional banking infrastructure. These private pound notes circulated by reputation — the issuer's name was the guarantee, nothing more. Jersey had no central bank, no regulatory oversight of private note issuers, and no standard redemption mechanism if a house failed.

JN#91 is among the rarer survivals from this milieu. Most Hamon notes were redeemed and destroyed in the ordinary course of business, and the bank did not persist long enough to leave a substantial archival footprint.