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| 正面描述 | The obverse is printed in dark green-black on plain paper, centred on a large oval vignette bearing the inscriptions of the Amur Regional Credit Union and the Khabarovsk Cooperative Bank in Cyrillic script, enclosing a smaller inner oval reading 'АВАНСОВАЯ КАРТОЧКА / ПЯТЬ РУБЛЕЙ'. The denomination numeral '5' appears in each of the four corners, with the serial number at upper left and the date '1919 г.' at upper right. Below the central vignette, four manuscript signatures of board members and control officials are arranged in two rows. |
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| 背面描述 | The reverse is printed in dark green-black on a fine guilloche underprint, dominated by a large central oval vignette containing a landscape scene with conifer trees and a rising sun on the horizon, with a standing figure to the right. The bold denomination '5' flanks the central oval on each side, above the legend 'ПЯТЬ РУБЛЕЙ' in large Cyrillic capitals. A multi-line text block below the vignette explains the conditions of circulation of the advance voucher among members of the Amur Regional Credit Union and the Khabarovsk Cooperative Bank. |
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The Amur Regional Credit Union was one of dozens of cooperative and municipal bodies that began issuing their own scrip across the Russian Far East after the Bolshevik revolution collapsed central monetary authority. By 1919, the region was contested between White Army factions, interventionist forces, and shifting local administrations — the ruble had effectively ceased to function as a reliable medium of exchange, and cooperative credit notes filled the gap at the street level.
The dual attribution to both the Amurski Oblastnoi Kreditny Soyuz and the Khabarovsk Cooperative Bank is unusual and likely reflects a co-guarantee arrangement common among Siberian cooperatives during this period. These notes circulated alongside a bewildering range of competing local issues, most of which were repudiated within a few years of the Soviet consolidation of the Far East in 1922.