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| 背面描述 | The reverse is printed in blue-green on plain paper, centred on a large circular guilloche medallion bearing the inscription THE STANDARD BANK OF SOUTH AFRICA LIMITED around its perimeter, within which a portrait vignette of a young woman is set. To the left of the medallion is a small architectural vignette of the Cape Town branch building labelled CAPE TOWN BRANCH, and to the right a corresponding vignette of the Johannesburg branch building. The numeral 5 appears in guilloche cartouches at upper left and upper right, with FIVE at lower left and VIJF at lower right. |
| 背面铭文 | THE STANDARD BANK OF SOUTH AFRICA LIMITED CAPE TOWN BRANCH JOHANNESBURG FIVE VIJF 5 5 |
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Standard Bank operated a network of regional branches across southern Africa, each authorized to issue notes bearing that specific branch's name as the place of payment — Durban in this case, not the printing location. The notes in this series were produced in London, almost certainly by Waterlow & Sons, who held the Standard Bank contract through much of this period.
The Durban branch issues are considerably scarcer than those from Cape Town or Port Elizabeth, reflecting lower commercial throughput in Natal relative to the Cape. The 1899–1902 Anglo-Boer War disrupted banking operations significantly in the interior, but Durban — as a coastal port — remained relatively stable, meaning these notes did circulate rather than being held back as precautionary reserves.