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20 Kwacha
| Issuer | Malawi |
| Year | 1995 |
| Type | Standard banknote |
| Value | 20 Kwacha |
| Currency | Kwacha (1971-date) |
| Composition | Paper |
| Size | |
| Shape | Rectangular |
| Printer | |
| No. printed | |
| Designer(s) | |
| Engraver(s) | |
| In circulation to | |
| Reference(s) | P#32 |
| Obverse description | President Muluzi at right, man in canoe and stylized sun at centre, Lesser Striped Swallow at upper left, sunburst and fish at lower left |
| Reverse description | Tea harvesting scene at centre, mountains in background, fish at lower right |
| Signature(s) | |
| Protection type | Watermark |
| Protection description | Fish |
| Obverse lettering | RESERVE BANK OF MALAWI
PROMISE TO PAY THE BEARER ON DEMAND THE SUM OF K20
TWENTY KWACHA
ISSUED UNDER THE RESERVE BANK OF MALAWI ACT. 1989 |
| Reverse lettering | TWENTY KWACHA
RESERVE BANK OF MALAWI
TEA PICKING - MULANJE |
| Variants | |
| Catalog ID | 5263917240 |
| Comments | |
