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| 背面描述 | The reverse is printed entirely in orange-brown ink on a dense guilloche background. The bank name BANCO DE CALDAS is set in two lines across the upper centre within an ornate frame, flanked by large numeral 10 panels at left and right. A central cartouche encloses the CONDICIONES text in small letterpress, detailing the terms of the mortgage-backed obligation, with SECCIÓN HIPOTECARIA inscribed below. The American Bank Note Company imprint appears in the lower margin. |
| 背面铭文 | BANCO DE CALDAS 10 CONDICIONES 1o EL CAPITAL, EL INTERÉS Y LA AMORTIZACIÓN SERÁN PAGADOS CON INTERESES ACTIVOS DE LA SECCIÓN HIPOTECARIA Y CON LOS CRÉDITOS ACTIVOS DEL BANCO. 2o EL CAPITAL DE ESTA CÉDULA SE PAGARÁ AL PORTADOR A SU PRESENTACIÓN. 3o LOS INTERESES SE PAGARÁN ANUALMENTE, SERÁN EXIGIBLES EL 31 DE JULIO DE CADA AÑO. SECCIÓN HIPOTECARIA AMERICAN BANK NOTE COMPANY |
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Banco de Caldas was a regional Colombian bank operating out of Manizales, and its note issues from this period reflect the fragmented, department-level banking that persisted in Colombia well into the early twentieth century. The American Bank Note Company handled most of Colombia's serious regional currency printing at this time — the ABNC's New York plant was effectively the default printer for Colombian issuers who wanted engraved intaglio work they couldn't source domestically.
Pick 329 is scarce. Caldas department was coffee country, and the regional banks that served it were absorbed or wound down as Colombia's 1923 Kemmerer Mission reforms consolidated the banking system under the newly established Banco de la República.